30 Years vs 15 Years of Payments on a mortgage of $400,000 at a 5% interest rate
30 Years of Payments
15 Years of Payments
15 years paid fortnightly
Monthly Payment
$2,147
$3163
$1582 fortnightly
Total Interest
$373,000
$169,000
$148,000
I am not kidding, this is what you will eventually do, if you are clever. To get a mortgage you may sign yourself up to the devil, […]
Investing in stocks without understanding what is going on is betting in a casino which I don’t think you are into. It is very easy to turn your investments into dumb money as the ‘fear of missing out’ will drive you to questionable investments.
There are a myriad of investment opportunities for where the unwise can […]
Know your credit score
Your credit score is one of the biggest factors in what your loan terms will be. Know your score before you ever try to get a loan, and take the time to repair it as there will be errors ( 4 out of 5 contains errors). Noticed a small mistake? No […]
If you receive an email from a reverend with a Gmail account, you can guarantee you’ve been hit by a scam.
Features of a scam are:
Large church who are running a large conference as they want to do something different.
Have substantial sponsorship so fees are not a problem.
They are promising about 600 people […]
I have been reading many of the great works in the innovation space, and through serendipitous events have gathered together resources that I believe will give the reader a unique and clear picture into the complex world of innovation. This working guide is due out in the next couple of weeks. Pre-order yours now by […]
From lessons gathered from forty years of observation, reading and discovery. I have broken the smarter ways into the following categories. Making Work Fun, Work Habits, Communication, and Innovation.
Let’s look at Making Work Fun
Have a grand finale
George Hickton, one of New Zealand’s most successful CEOs firmly believes, “You need a grand finale, something to work towards”. The […]
From lessons gathered from forty years of observation, reading and discovery. I have broken the smarter ways into the following categories. Making Work Fun, Work Habits, Communication, and Innovation. Lets now finish off our look at Communication.
Communication
The Achilles heel of many managers. John Kotter, of “Selling and leading Change” fame points out that we often under […]
From lessons gathered from forty years of observation, reading and discovery. I have broken the smarter ways into the following categories. Making Work Fun, Work Habits, Communication, and Innovation. Lets now look at Communication.
Communication
The Achilles heel of many managers. John Kotter, of “Selling and leading Change” fame points out that we often under communicate by a […]
From lessons gathered from forty years of observation, reading and discovery. I have broken the smarter ways into the following categories. Making Work Fun, Work Habits, Communication, and Innovation.
Lets look at using consultants effectively on projects
Behind most successful managers are the successful projects where they have been able to obtain leverage from using consultants properly. You have […]
From lessons gathered from forty years of observation, reading and discovery. I have broken the smarter ways into the following categories. Making Work Fun, Work Habits, Communication, and Innovation.
Lets look at Work Habits
Beware of becoming a workaholic
Whilst some of the greatest discoveries ever made have been the by-product of workaholics there are also many who simply […]